Bonnie Wilkins was raised in Newport News, Virginia. There she attended a mixture of public and private schools for primary education. After competing Warwick High School, she attended the College of William and Mary. There she majored in mathematics and participated in various student organizations building her leadership skills. After completing William and Mary, she attended Olin Business School at Washington University earning her Master of Business Administration degree as a Fellow of the Consortium of Graduate Study in Management. Mrs. Wilkins has spent 30 years of her career in commercial lending with the last 22 years managing commercial credit teams in middle market, business banking and commercial real estate. She enjoys traveling with her husband, Gregory Wilkins.